Vacation Home Loans 

Home Away From Home

Looking for a place to get away to from time to time like a lake cottage, a place on the beach or a log cabin in the woods? Solidarity may be able to help you with financing.

We offer:

• Terms up to 30 years
• Financing rates are the same as our primary residence mortgage loans
• Minimum down payment of 10%
  Some restrictions may apply.

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VA Loans

Are you on active duty or a Veteran? We have the perfect home loan for you!   

Requirements & Features:     

• Owner occupied only
• 15 & 30 year Fixed Rate mortgages
• One time VA funding fee that can be financed 
• No monthly mortgage insurance
• 100% financing available on purchases and refinances    

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USDA Loans

Under this program, a borrower who meets the income, credit, and property qualifications of Rural Development can obtain a loan with absolutely no money down! 

How It Works: 

• Ability to finance closing costs & prepaids in the mortgage 
• Not limited to First Time Home Buyers
• 30 year fixed rate first mortgage  
• Property must be located within a designated rural area as determined by Rural Development. 
• No down payment required! 
  Some restrictions may apply.        

Features:

• Owner occupied only
• 15 & 30 year Fixed Mortgage rates
• Not limited to First Time Home Buyer
• 3.5% down payment
  Some restrictions may apply.