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Other Mortgage Options

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Vacation Home Loans

Vacation Home Loans 

Home Away From Home

Looking for a place to get away to from time to time like a lake cottage, a place on the beach or a log cabin in the woods? Solidarity may be able to help you with financing.

We offer:
  • Terms up to 30 years
  • Financing rates are the same as our primary residence mortgage loans
  • Minimum down payment of 10%
    Some restrictions may apply.

VA Loans

Are you on active duty or a Veteran? We have the perfect home loan for you!   

Requirements & Features:     
  • Owner occupied only
  • 15 & 30 year Fixed Rate mortgages
  • One time VA funding fee that can be financed 
  • No monthly mortgage insurance
  • 100% financing available on purchases and refinances    
Note: There are other groups of individuals who may be eligible. To determine eligibility check eBenefits at: www.ebenefits.va.go, or contact the VA Eligibility Center at 1-888-768-2132  Some restrictions may apply.




USDA Loans

Under this program, a borrower who meets the income, credit, and property qualifications of Rural Development can obtain a loan with absolutely no money down! 

How It Works: 
  • Ability to finance closing costs & prepaids in the mortgage 
  • Not limited to First Time Home Buyers
  • 30 year fixed rate first mortgage  
  • Property must be located within a designated rural area as determined by Rural Development. 
  • No down payment required! 
    Some restrictions may apply.        

FHA Loans

Features:
  • Owner occupied only
  • 15 & 30 year Fixed Mortgage rates
  • Not limited to First Time Home Buyer
  • 3.5% down payment
    Some restrictions may apply.



Mortgage Option Questions

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