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Mortgage Options

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First Time Home Buyers Program

Buying Your First Home?

First Time Home Buyers Program 
  • $750 Origination Fee Waived 
  • May qualify for up to $8,000 in Grant Money 
  • Down Payment as little as 3% 
  • Home Buyer Education
  • Special Gift & Other Discounts
Apply Now | Check Rates | Email Us | Call Us (765) 453-4020 ext. 1348

*You're considered a First Time Home Buyer if you haven't owned a home within the last 3 years.

Building a New Home?

Solidarity offers Construction Loans to help you build the home of your dreams! We handle all the details for you! We just need a copy of your blue prints, the building contract and any estimates on the costs to get you started!

Features
  • Financing rate is Prime* plus 1%
  • Terms up to 12 months
  • Interest only payments during the construction phase
We offer a rate lock option for the permanent loan as early as 90 days to completion of home! 

Apply Now | Check Rates | Email Us | Call Us (765) 453-4020 ext. 1348

*Prime rate fluctuates. Please ask for the current Prime from our mortgage experts.

Preferred Mortgage Program

Be Rewarded for Good Credit

Only At Solidarity
Look no further than the credit union in your backyard for the perfect mortgage loan. You should be rewarded for your good credit! Solidarity has a Preferred Mortgage loan that does just that with a $500 credit towards closing costs! Pick any term up to 30 years and we will show you the perfect mortgage loan.

Preferred Home BuyersPreferred Mortgage Program
  • Home must be owner occupied 
  • $500 credit towards closing costs 
  • No prepayment penalties 
  • Quick turn-around time 
  • Service for the life of your loan 
Apply Now | Check Rates | Email Us | Call Us (765) 453-4020 ext. 1348

*Credit score of 740.  Other terms and conditions may apply.

Adjustable Rate Mortgage

Do you like the thought of getting the lowest rates we offer?

We thought so, and that's why we are here to help you get started on your Adjustable Rate Mortgage!

Here's how it works:
  • Interest Rate is fixed for the first five years. 
  • Rate may adjust up or down depending on market conditions every year thereafter 
  • Rate adjustments are capped at 2% annually 
  • Rate adjustments are capped 5% above the initial rate over the life of the loan 
  • No prepayment penalties 
The ARM may work for you if you answer yes to any of these questions.
Do you want the lowest mortgage rate available?
Do you plan to move or refinance in the next 5 years?
Do you want to (significantly) reduce your monthly mortgage payment?

Apply Now | Check Rates | Email Us | Call Us (765) 453-4020 ext. 1348


CU Advantage Mortgage

CU Advantage Mortgage Loan

As little as 3% down even if you are not a First Time Home Buyer.

Apply Now | Check Rates | Email Us | Call Us (765) 453-4020 ext. 1348


Vacation Home Loans

Vacation Home Loans 

Home Away From Home
Looking for a place to get away to from time to time like a lake cottage, a place on the beach or a log cabin in the woods? Solidarity may be able to help you with financing.

We offer:
  • Terms up to 30 years
  • Financing rates are the same as our primary residence mortgage loans
  • Minimum down payment of 10%
Apply Now | Check Rates | Email Us | Call Us (765) 453-4020 ext. 1348

Some limitations may apply to certain geographic regions.
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