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Mortgage Rates

Picture of a family Jumping for joy in front yard of their new homeReady To Make Your Move?
Get prequalified online today. Being prequalified is a useful tool when searching for a new home. Realtors often require a prequalification letter before showing you homes.
A prequalification simply allows you to know in advance the amount you qualify for, approximate payments, down payment requirements, and closing costs.

Have more questions? Stop by or contact us at 765-438-9167 for main office location at 201 Southway Blvd E. or 765-860-8114 for our new branch location at 214 N. Dixon Rd.

 Start filling out the application here!

                                      Current Mortgage Rates

Loan Programs up to 100% LTV

First Time Home Buyer
30 Yr. Fixed
*$0 Origination fee 
 Rate  APR  Points
5.125% 5.221% 0.000%
30 Year Fixed Rate
 Rate  APR  Points
5.125% 5.289% 0.000%
30 year 100% CU Advantage-No down payment required.
 Rate  APR  Points
5.625%5.794% 0.000%
5/1 ARM
 Rate  APR  Points
4.000%7.290%
0.000%
20 Year Fixed Rate
 Rate  APR  Points
4.875%5.095% 0.000%
15 Year Fixed Rate
 Rate  APR  Points
4.750%4.913% 0.000%

*Last updated 08-02-2022 . Interest rates shown here are available to borrowers with an excellent credit history.  The actual interest rate available to you will be based on your credit history and may be different than the rates displayed here.  The interest rates shown above are subject to change without notice.

Mortgage Loan Originators
Kathleen Keppner-NMLS#445517
Kaylee Byam-NMLS#2260170


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What information do I need when applying for a mortgage loan?

Mortgage Checklist for Solidarity Community Credit Union


NOTICE: Current credit freezes you have placed on one of the following bureaus—Experian, Equifax or TransUnion—will delay processing of your loan application. To avoid this delay consider temporarily lifting all credit freezes.

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