First Time Home Buyers Program

• $750 Credit Applied To Your Closing Costs  
• As little as $1,000 out-of-pocket expenses
  
• Home Buyer Education

• An individual and his or her spouse who has had no ownership in a principal residence during a three-year period ending on the date of the purchase of the property.
  
• An individual who is a displaced homemaker and has only owned a home with a spouse.
  
• A single parent who has only owned a home with a former spouse while married.
• The homebuyer(s) must complete a counseling/education program prior to the loan closing.