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First Time Home Buyers

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Buying Your First Home?

First Time Home Buyers Program

Solidarity's First Time Home Buyers Program with Fannie Mae HomeReady option available.

  • $750 Credit Applied To Your Closing Costs  
  • As little as $1,000 out-of-pocket expenses
  • Home Buyer Education. Click here to take the course now.
  • A HomeReady loan is meant to help borrowers with low to moderate income buy or refinance a home by reducing the standard down payment and mortgage insurance requirements.
To be considered a first-time homebuyer, a homebuyer must be in one or more of the following categories:
  • An individual and his or her spouse who has had no ownership in a principal residence during a three-year period ending on the date of the purchase of the property.
  • An individual who is a displaced homemaker and has only owned a home with a spouse.
  • A single parent who has only owned a home with a former spouse while married.
  • The homebuyer(s) must complete a counseling/education program prior to the loan closing.

FTHB Mortgage Inquiry

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