Solidarity Community Federal Credit Union JOIN DOWNLOAD MOBILE APP LEARNING CENTER Search

First Time Home Buyers

Buying Your First Home?

First Time Home Buyers Program

Solidarity's First Time Home Buyers Program with Fannie Mae HomeReady option available.

  • $750 Credit Applied To Your Closing Costs  
  • As little as $1,000 out-of-pocket expenses
  • Home Buyer Education. Click here to take the course now.
  • A HomeReady loan is meant to help borrowers with low to moderate income buy or refinance a home by reducing the standard down payment and mortgage insurance requirements.
To be considered a first-time homebuyer, a homebuyer must be in one or more of the following categories:
  • An individual and his or her spouse who has had no ownership in a principal residence during a three-year period ending on the date of the purchase of the property.
  • An individual who is a displaced homemaker and has only owned a home with a spouse.
  • A single parent who has only owned a home with a former spouse while married.
  • The homebuyer(s) must complete a counseling/education program prior to the loan closing.



FTHB Mortgage Inquiry

Search
What can we help you find?
CANCEL