Solidarity's First Time Home Buyers Program with Fannie Mae HomeReady option available.

• $750 Credit Applied To Your Closing Costs  
• As little as $1,000 out-of-pocket expenses
  
• Home Buyer Education. Click here to take the course now.
• A HomeReady loan is meant to help borrowers with low to moderate income buy or refinance a home by reducing the standard down payment and mortgage insurance requirements.

• An individual and his or her spouse who has had no ownership in a principal residence during a three-year period ending on the date of the purchase of the property.
  
• An individual who is a displaced homemaker and has only owned a home with a spouse.
  
• A single parent who has only owned a home with a former spouse while married.
• The homebuyer(s) must complete a counseling/education program prior to the loan closing.