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Fee Schedule

ATM Update Learn More »

Effective July 14, 2022

 Item  Fee  
Classic Checking minimum balance ($1,000) fee $6.00* per month
Solid Interest Checking minimum balance ($2,500) fee
$4.00 per month
Non‐Solidarity ATMs
(and outside of Alliance One and Co‐Op networks)
$1.50 per transaction
eChecking-Per Item Fee $0.20 per check over 10 monthly
Kokomo Edge - Per Item Fee $0.25 per check over 15 monthly
Checking II Service Fee $12.00 per month
IUK Cougar - Per Item Fee $0.25 per check over 15 per month
Mailed Paper Statement Fee (excludes members with no checking who are 55‐years‐old and older, under 18 years old, have the 55+ Checking Account and/or the Classic Checking) $4.00 per statement
Non-Sufficient Funds / Overdraft Privilege Fees $32.00 per item
Member Return Deposit Item $32.00 per check
Non‐Member Return Deposit Item $19.00 per check
Stop Payments - Drafts & Bill Pay $32.00 per item
Stop Payments - Drafts & Bill Pay $35.00 per series
Official Checks & Money Orders $2.00 per item with no checking account; or $2 per item after three free per month for members with checking accounts
Counter Checks $4.00 per sheet (4 checks)
Merchant Checks $20.00 per check
Overdraft Transfers $3.00per transfer over $10.00
Telephone Transfers $5.00 per transfer
Loan Payment Telephone Transfers $3.00 per transfer
Online Banking Reset PIN $5.00 per occurrence
Wire Transfers-Domestic-Outgoing $25.00 per wire
Wire Transfers-International-Outgoing $60.00** per wire
Notary/Signature Guarantee $2.00 per occurrence
Attachments / Garnishments $20.00 each
Tax Levies $75.00 each
Immigration Letter $30.00 per full-letter
Travel / Money Card $5.00 per card
Travel / Money Card Reload $2.00 per reload
Check Photocopies - Drafts & Bill Pay $5.00 per copy
Statement/Snapshot/History Copies or Printout $1.00 per page
Research Time/Checkbook Balancing $25.00 per hour with a minimum of an hour
Checking / ATM Card Replacement $10.00 after one free replacement card per year
Bad Address Fee $5.00 per occurrence
Dormant Account Fee (after 1 year of inactivity)  $1.00 per month
Account Closed Within 180 days of Opening $25.00 per account
Online Outgoing Account Transfer $2.00 per transfer
Non-member Check Cashing Fee$10.00per check
Tax Refund Cash Advance Check Fee  $50.00 each
Foreign Item Collection Fee $10.00 per item
Re-Evaluation Fee $50.00 per request
Online Loan Payments from Other Financial Institutions Free per loan payment
Telephone Loan Payments from Other Financial Institutions$19.00 per loan payment
** No More Incoming Wire Fee

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