since 1954
Effective July 14, 2022
| Item | Fee | |
|---|---|---|
| Classic Checking minimum balance ($1,000) fee | $6.00* | per month |
| Solid Interest Checking minimum balance ($2,500) fee |
$4.00 | per month |
| Non‐Solidarity ATMs (and outside of Alliance One and Co‐Op networks) |
$1.50 | per transaction |
| eChecking-Per Item Fee | $0.20 | per check over 10 monthly |
| Kokomo Edge - Per Item Fee | $0.25 | per check over 15 monthly |
| Checking II Service Fee | $12.00 | per month |
| IUK Cougar - Per Item Fee | $0.25 | per check over 15 per month |
| Mailed Paper Statement Fee (excludes members with no checking who are 55‐years‐old and older, under 18 years old, have the 55+ Checking Account and/or the Classic Checking) | $4.00 | per statement |
| Non-Sufficient Funds / Overdraft Privilege Fees | $32.00 | per item |
| Member Return Deposit Item | $32.00 | per check |
| Non‐Member Return Deposit Item | $19.00 | per check |
| Stop Payments - Drafts & Bill Pay | $32.00 | per item |
| Stop Payments - Drafts & Bill Pay | $35.00 | per series |
| Official Checks & Money Orders | $2.00 | per item with no checking account; or $2 per item after three free per month for members with checking accounts |
| Counter Checks | $4.00 | per sheet (4 checks) |
| Merchant Checks | $20.00 | per check |
| Overdraft Transfers | $3.00 | per transfer over $10.00 |
| Telephone Transfers | $5.00 | per transfer |
| Loan Payment Telephone Transfers | $3.00 | per transfer |
| Online Banking Reset PIN | $5.00 | per occurrence |
| Wire Transfers-Domestic-Outgoing | $25.00 | per wire |
| Wire Transfers-International-Outgoing | $60.00** | per wire |
| Notary/Signature Guarantee | $2.00 | per occurrence |
| Attachments / Garnishments | $20.00 | each |
| Tax Levies | $75.00 | each |
| Immigration Letter | $30.00 | per full-letter |
| Travel / Money Card | $5.00 | per card |
| Travel / Money Card Reload | $2.00 | per reload |
| Check Photocopies - Drafts & Bill Pay | $5.00 | per copy |
| Statement/Snapshot/History Copies or Printout | $1.00 | per page |
| Research Time/Checkbook Balancing | $25.00 | per hour with a minimum of an hour |
| Checking / ATM Card Replacement | $10.00 | after one free replacement card per year |
| Bad Address Fee | $5.00 | per occurrence |
| Dormant Account Fee (after 1 year of inactivity) | $1.00 | per month |
| Account Closed Within 180 days of Opening | $25.00 | per account |
| Online Outgoing Account Transfer | $2.00 | per transfer |
| Non-member Check Cashing Fee | $10.00 | per check |
| Tax Refund Cash Advance Check Fee | $50.00 | each |
| Foreign Item Collection Fee | $10.00 | per item |
| Re-Evaluation Fee | $50.00 | per request |
| Online Loan Payments from Other Financial Institutions | Free | per loan payment |
| Telephone Loan Payments from Other Financial Institutions | $19.00 | per loan payment |
| ** No More Incoming Wire Fee |
