since 1954
SOLFCU Checking Accounts
| Checking Account Comparison | Advantage Checking | Classic Checking | IUK Cougars Checking* | Kokomo EDGE Checking** | 55 Plus Checking |
|---|---|---|---|---|---|
| Unlimited Check Writing | |||||
| Per Item Fee | .25 over 15 monthly | .25 over 15 monthly | |||
| Minimum Balance to
Avoid a Monthly Fee |
$0***** | $1,000 | $0 | $0 | $0 |
| Monthly Fee | $0 | $6 | $0 | $0 | $0 |
| Interest Paid | |||||
| Free Checks | First Box | Discount on Cougar Checks | First Set of 9 | One Box per Year | |
| Free Online Banking and Bill Payer | |||||
| Free Mobile Banking | |||||
| Free Debit Card | Cougar Debit Card | Kokomo Edge Teen Zone | |||
| Free Transactions at Solidarity ATMs | |||||
| Free Mailed Statement | |||||
| e-Statements | Free | Free | Free | Free | Free |
| Free Check Images | |||||
| Free Email Alerts | |||||
| ACH Deposit | Required | ||||
| Overdraft Protection**** | |||||
| Overdraft Privilege | Ask for details | ||||
| Minimum Opening Deposit | $25 | $25 | $25 | $25 | $25 |
* Must be affiliated with IUK as a student, alumni, staff or employee. Learn more here.
** Learn more here about Kokomo Edge Checking.
*** Other banks may impose a surcharge at non-Solidarity ATMs.
**** Overdrafts are paid at Solidarity's discretion. Overdraft fees apply.
***** 14 Point of Sale Transactions per Month
Overdraft Protection
Overdraft protection is available on all Solidarity checking accounts.Your options are the following:
-
Maintain balances in your saving account and funds will be transferred to cover checks. Fees apply, please see the Fee Schedule.
-
Set-up a Personal Line of Credit for automatic transfers to cover checks or debits trying to clear your checking with an insufficient balance.
Overdraft protection eliminates check overdrafts and NSF fees, protects your credit and provides emergency credit for immediate funds.
