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Checking Account Info

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SOLFCU Checking Accounts

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Checking Account Comparison eChecking Classic Checking Solid Interest IUK Cougars Checking* Kokomo EDGE Checking** 55 Plus Checking
Unlimited Check Writing
Per Item Fee .20 over 10 monthly .25 over 15 monthly .25 over 15 monthly
Minimum Balance to
Avoid a Monthly Fee
$0 $1,000 $2,500 $0 $0 $0
Monthly Fee $0 $10 $4 $0 $0 $0
Interest Paid
Free Checks First Set of 9 First Box One Box per Year Discount on Cougar Checks First Set of 9 One Box per Year
Free Online Banking and Bill Payer
Free Mobile Banking
Free Debit Card Cougar Debit Card Kokomo Edge Teen Zone
Free Transactions at Solidarity ATMs
Free Transactions at Non-Solidarity ATMs*** Two Free - then $1.50 Two Free - then $1.50
Free Mailed Statement
Free Check Images
e-Statements Free Free Free Free FreeFree
Free Email Alerts
Direct Deposit Required
Overdraft Protection****
Overdraft Privilege Ask for details
Minimum Opening Deposit $25 $25 $25 $25 $25 $25

* Must be affiliated with IUK as a student, alumni, staff or employee. Learn more here.
** Learn more here about Kokomo Edge Checking.
*** Other banks may impose a surcharge at non-Solidarity ATMs.

**** Overdrafts are paid at Solidarity's discretion. Overdraft fees apply.

Overdraft Protection | Solidarity Community Federal Credit Union

Overdraft Protection

Overdraft protection is available on all Solidarity checking accounts.
Your options are the following:
  1. Maintain balances in your saving account and funds will be transferred to cover checks. Fees apply, please see the Fee Schedule.
  2. Set-up a Personal Line of Credit for automatic transfers to cover checks or debits trying to clear your checking with an insufficient balance.
Overdraft protection eliminates check overdrafts and NSF fees, protects your credit and provides emergency credit for immediate funds.
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