Other Mortgage Options

Vacation Home Loans

Home Away From Home

Looking for a place to get away to from time to time like a lake cottage, a place on the beach or a log cabin in the woods? Solidarity may be able to help you with financing.

We offer:

  • Terms up to 30 years

  • Financing rates are the same as our primary residence mortgage loans

  • Minimum down payment of 10%

Some restrictions may apply.

VA Loans

Are you on active duty or a Veteran? We have the perfect home loan for you!

Requirements & Features:

  • Owner occupied only

  • 15 & 30 year Fixed Rate mortgages

  • One time VA funding fee that can be financed

  • No monthly mortgage insurance

  • 100% financing available on purchases and refinances

Note: There are other groups of individuals who may be eligible. To determine eligibility check eBenefits at: www.ebenefits.va.go, or contact the VA Eligibility Center at 1-888-768-2132  Some restrictions may apply.

USDA Loans

Under this program, a borrower who meets the income, credit, and property qualifications of Rural Development can obtain a loan with absolutely no money down!

How It Works:

  • Ability to finance closing costs & prepaids in the mortgage

  • Not limited to First Time Home Buyers

  • 30 year fixed rate first mortgage

  • Property must be located within a designated rural area as determined by Rural Development.

  • No down payment required!

Some restrictions may apply. 

FHA Loans


  • Owner occupied only

  • 15 & 30 year Fixed Mortgage rates

  • Not limited to First Time Home Buyer

  • 3.5% down payment

Some restrictions may apply.

Mortgage Option Questions

Please enable JavaScript in your browser to complete this form.
Mortgage Options You Are Interested In