Other Mortgage Options
Vacation Home Loans
Home Away From Home
Looking for a place to get away to from time to time like a lake cottage, a place on the beach or a log cabin in the woods? Solidarity may be able to help you with financing.
We offer:
Terms up to 30 years
Financing rates are the same as our primary residence mortgage loans
Minimum down payment of 10%
Some restrictions may apply.
VA Loans
Are you on active duty or a Veteran? We have the perfect home loan for you!
Requirements & Features:
Owner occupied only
15 & 30 year Fixed Rate mortgages
One time VA funding fee that can be financed
No monthly mortgage insurance
100% financing available on purchases and refinances
Note: There are other groups of individuals who may be eligible. To determine eligibility check eBenefits at: www.ebenefits.va.go, or contact the VA Eligibility Center at 1-888-768-2132 Some restrictions may apply.
USDA Loans
Under this program, a borrower who meets the income, credit, and property qualifications of Rural Development can obtain a loan with absolutely no money down!
How It Works:
Ability to finance closing costs & prepaids in the mortgage
Not limited to First Time Home Buyers
30 year fixed rate first mortgage
Property must be located within a designated rural area as determined by Rural Development.
No down payment required!
Some restrictions may apply.
FHA Loans
Features:
Owner occupied only
15 & 30 year Fixed Mortgage rates
Not limited to First Time Home Buyer
3.5% down payment
Some restrictions may apply.