First Time Home Buyers

Buying Your First Home?

First Time Home Buyers

Solidarity’s First Time Home Buyers Program with Fannie Mae HomeReady option available.

Click here to learn about the $10,000 down payment assistance program running for a limited time.

  • Origination fee of $750 WAIVED!

  • Down payment and closing cost assistance up to $10,000 for 2023

  • As little as $1,000 out-of-pocket expenses

  • Home Buyer Education. Click here to take the course now.

  • Fannie Mae HomeReady loan program is available to assist borrowers with low to moderate income buy or refinance a home by reducing the standard down payment and mortgage insurance requirements.

To be considered a first-time homebuyer, a homebuyer must be in one or more of the following categories:

  • An individual and his or her spouse who has had no ownership in a principal residence during a three-year period ending on the date of the purchase of the property.

  • An individual who is a displaced homemaker and has only owned a home with a spouse.

  • A single parent who has only owned a home with a former spouse while married.

  • The homebuyer(s) must complete a counseling/education program prior to the loan closing.

FTHB Mortgage Inquiry

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