Business Credit Cards

Cardmembers have the choice of paying in full each month, making just the minimum payment (usually 3% of the balance), or any amount in between.  Use your card and enjoy up to 25 days before your payment is due.  To apply, click here.

	VisaŽ  Business Travel Card	VisaŽ  Platinum Business Rewards Card	VisaŽ  Business Card
Card Benefits	Exceptional travel benefits including double points on travel and lodging, and unrestricted travel with no blackout dates or seat restrictions.  Visa Concierge, Visa Dining and Business Hotel Savings.	A great low rate while earning your choice of rewards - merchandise, certificates, cash and travel options.	Standard business benefits with a great low rate.
Annual Fee	$55 per card	$0	$0
Special Offers	0% for the first 6 billing cycles on purchases and balance transfers.0% for the first 6 billing cycles on purchases and balance transfers.0% for the first 6 billing cycles on purchases and balance transfers.
Reward Details	Earn one point per net purchase dollar charged, double points for travel and lodging charges.  No limit to the points earned each month.  2,500 enrollment point bonus.	Earn one point per net purchase dollar charged.  No limit to the points earned each month.  1,000 enrollment point bonus.  $30 domestic travel, $50 international travel redemption fee.	N/A
Minimum Requirements	No minimum time in business. Businesses with less than $1 million in annual sales or who charge less than $250,000 per year.

Unique Business Credit Card Features

Company Name On Card - The business' name printed on each employee's card. Point Pooling - Provides accumulation of reward points to the Authorized Officer allowing greater control over employee spending. Flexible Billing Options - Central verses Individual Bill. Central Bill (default) - Receive one bill with consolidated card(s) activity.  Required for point pooling. Individual Bill - Statements sent to each cardmember; they are responsible to make payment.  No bill sent to company or Authorized Officer. Central Bill with Memo Statement - Company receives one bill with consolidated card(s) activity; company makes payment.  Statements also sent to each cardmember; cardmember does not need to make a payment. Adding Employee Cards - Additional cards can be issued at the time of the application or after the account has been established.  Employee credit limits can be set by the Authorized Officer.  By default, credit limits are evenly distributed.  Authorized Officer determines whether cardmember has cash access.  Employees must all carry the same rewards card if the company wants to pool points. VIS/VIS Select - Comprehensive online reporting solutions for managing a business' credit card spending. Visa Virtual Advisor - Helps cardmembers get the information necessary to manage small business profitability.  24/7 access to online interactive workshop modules and resource tools for small business owners/cardmembers. Visa Partner Advantage - Savings at various merchants. Employee Misuse Protection - For terminated employee(s) misuse up to $100,000 for companies with 5+ cards; up to $5,000 per cardmember for companies with 1 to 4 cards.

Business Debit Cards                                                 

Issue free debit cards to the employees you select.  Each card will have the company name and employee name embossed.

Now, if you're into security, any Solidarity debit card can now be a lot safer. Verified by VISA is a program that not only protects your online purchases; it protects your identity and credit.  How?  By using your Solidarity VISA online at specific retailers, you're asked for your Verified by VISA username and password. If someone steals your card and tries to buy something online at select retailers, they won't be able to use your card. Neat huh?

You can start using Verified by VISA now. Once past the prior link, look for the Verified by VISA link and you're nearly done. After that, it's as simple as spotting the "Activate Now" link located on the right side of the page. (Note: be sure to input only the Solidarity primary account holder's information. Otherwise, VISA will not know who is trying to activate the card and it could cause problems.)

Once you've walked through the steps and you have your new password, and read the billing rights and fraud detection info, you're good to go. When you run into an online retailer that requires a Verified by VISA password, your identity will be verified and the transaction will be completed.  In stores that are not yet participating in the Verified by VISA program, your Visa card will continue to work as usual.