When you're talking about something like a home loan, you know there's going to be some paperwork involved. Before you start the home loan process, it would be helpful to make sure the following information is available: 

General:

• Most recent pay stub, showing Year to Date income for each borrower
• W-2 forms for the last two years
• Your last two months financial statements for all non-Solidarity Community FCU asset accounts
• Most recent 401K/Stock Savings Statements

Regarding your residence:

• If you are renting, bring the name, address and phone number of your current landlord covering the most recent 12 months
• If you own your home, it is helpful to know the amount of your annual property taxes and your annual homeowners insurance.

If this applies to you:

• Original or current award letters for Social Security or pension income and pay stubs
• Copy of divorce decree, including property settlement
• Copy of last two years tax returns for rental properties you own, along with current rental agreements
• Bankruptcy papers

If you are self-employed:

• Copy of your last two years federal tax returns
• Year-to-date profit and loss statements, signed
• Current balance sheet, signed
• K-1's for all partnerships
• Copy of last two years partnership returns for general partners
• Copy of last two years 1120 returns for corporations or an 1120S for S-Corps