With terms ranging from 3 months to 59 months, and the ability to lock-in guaranteed rates; this is one of the greatest savings options around. A minimum of $500 is required for most certificates.  You may allow your interest to compound on the principal amount invested or you have other options.  You may have a check mailed to you monthly, quarterly or annually for the interest credited.  We also offer a transfer option to another account at Solidarity for your interest only payments, in which you may access those funds.  There is a penalty for early withdrawal on share certificates.

Special Bump-Up Option Certificates
After a minimum deposit of $500, you may have the option of bumping up your interest rate once during the term of our "Quick-Change", 12-Month Share Certificate. There is no fee or penalty to use this option.

«« Certificate Specials »»
Term		APY*
29 months 49 months		3.30% 4.00%
Minimum deposit of $1,000.  Penalty for early withdrawal.  Rates effective 5/30/08 and subject to change at anytime.  *Annual Percentage Yield